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Personal Retail Savings & Daily Liquidity

General Savings Account

Flexible savings options for individuals and families across Maharashtra & Karnataka with competitive interest rates, RuPay debit card access, NEFT/RTGS fund transfers, and doorstep banking.

High Yield Interest Rate RuPay Debit Card DICGC Insurance Coverage
Savings Overview Retail

Min Opening Balance: ₹500 (Without Cheque) / ₹1,000 (With Cheque)

Interest Calculated: Daily product basis

Interest Rate
5.00% p.a.
Calculated on daily balance
Debit Card
RuPay Debit Card
ATM & POS access across India
Convenience
Doorstep Banking
Cash pickup & document collection

Eligibility

  • Resident Individuals (singly or jointly) with valid KYC documents.
  • Minors represented by natural guardians or legal guardians.
  • Clubs, Societies, Associations, Educational Institutions, and Non-Profit Organisations.
  • Hindu Undivided Families (HUF) & Trusts.

Features & Account Terms

Minimum Quarterly Balance
Affordable minimum balance requirement (Rs. 1,000 without chequebook / Rs. 2,000 with chequebook).
Cheque Book & Passbook
Free personalized cheque book issuance and updated printed passbook at any branch.
Interest Payout
Interest calculated daily and credited into account on a quarterly basis.
Nomination Facility
Nomination facility available for individual account holders.

Value Added Services

  • Door Step Banking Services
  • Instant SMS Transaction Alerts
  • NEFT / RTGS / IMPS Funds Transfer
  • Utility Bill Payments
  • ECS / Standing Instruction Facility
  • Inter-Branch Anywhere Banking

Apply for Savings Account

Visit your nearest Subhadra Bank branch with identity proof, address proof, and passport photos to open your account instantly.

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