Statutory Schedule

Complete Interest Rate Structure

Savings deposit rates, domestic fixed deposit tenures, senior citizen premiums, and lending benchmark rates.

Savings Bank Deposit Rate

5.00% p.a.

Calculated daily on end-of-day balances and credited quarterly.

Open Savings Account →

Domestic Fixed Deposit Interest Rates

Deposit Tenure General Rate (% p.a.) Senior Citizen Rate (+0.50%)
7 Days to 45 Days 4.50% 5.00%
46 Days to 90 Days 5.25% 5.75%
91 Days to 179 Days 6.00% 6.50%
180 Days to 364 Days 6.75% 7.25%
1 Year to 3 Years (Special Return) 7.00% 7.50%
Above 3 Years up to 10 Years 6.75% 7.25%