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Retail & Consumer Credit Division

Retail & Personal Loan Facilities

Quick credit sanctions, competitive reducing-balance interest rates, flexible EMI tenure options, and transparent processing fee disclosures tailored for salaried employees, self-employed professionals, and regional households.

Competitive Interest Rates Convenient Credit Lines
Loan EMI Estimator Instant Tool

Calculate exact monthly installment payouts, principal vs interest splits, and loan amortization schedules before applying.

Open EMI Calculator →

Loan / Overdraft Against Securities

Avail an instant loan or overdraft facility by placing a lien on your Bank Fixed Deposits, NSC (National Savings Certificates), KVP (Kisan Vikas Patra), or surrender value of LIC Policies for any personal or emergency need.

Personal Loan for Salaried Individuals

Available to salaried employees of government institutions, reputed private corporations, educational institutions, and healthcare centers for domestic, personal, medical, educational, or wedding requirements with easy monthly EMI deductions.

Housing & Home Improvement Loan

Turn your dream home into reality! Finance for home purchase, plot acquisition & construction, house renovation, expansion, or solar rooftop installations with competitive interest rates and extended repayment tenures up to 20 years.

Vehicle & Commercial Auto Loan

Finance two-wheelers, four-wheelers, tractors, passenger vehicles, or commercial transport vehicles for business or personal use with up to 85% on-road funding.

Apply For Personal Loan

Our loan officers are ready to assist you. Submit your loan inquiry or visit your local branch for instant evaluation.

Apply at Nearest Branch →