Statutory Notice

RBI Notice (Dec 24, 2020): Licence cancelled. “Subhadra Local Area Bank has enough liquidity to pay all its depositors.”

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RBI Statutory Assurance 100% Solvency

As published in the official RBI Press Note, Subhadra Local Area Bank Ltd. possesses sufficient liquid funds to satisfy all depositor claims in full.

100% Depositor Safety
7.50% Max Term Deposit
Fixed Deposit Schemes 7.50% Max Return

FD Reinvestment & Security

Earn compounding high-interest rates on surplus funds with 100% depositor liquidation security.

Statutory Transparency

Institutional Governance & Financial Records

Dedicated portal for depositors, regulators, auditors, courts, and investors to inspect official financial statements, directors' reports, and statutory filings.

RBI Notice & Appeal

Full text of the Reserve Bank of India order, including the official confirmation of 100% liquidity to satisfy all depositor claims.

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Audited Balance Sheets

10-year complete archive (2016 - 2025) of audited balance sheets, profit & loss accounts, and statutory auditor certificates.

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Annual Reports & MGT-9

Directors' annual reports, board governance policies, and Form MGT-9 statutory returns submitted under the Companies Act.

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DEAF & Customer Download

Guidelines for claiming unclaimed deposits (DEAF), KYC checklists, doorstep banking forms, and fee schedules.

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Depositor Security
100% Solvency

Liquid Funds Available for All Depositors

Deposit Return
5.00% - 7.50%

Savings & Term Deposit Rates (p.a.)

Regional Reach
13 Branches

Across Kolhapur, Sangli, Satara, Belgaum & Pune

Audit History
10 Years

Verified Statutory Audit Reports (2016-2025)

Core Services

Comprehensive Financial Services

Explore deposit accounts, commercial lending, trade finance, and electronic fund transfers.

Savings Accounts

Earn 5.00% p.a. interest. Tailored products for general public, senior citizens, and children.

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Current Accounts

Designed for traders, corporate firms, and MSMEs with high cash deposit limits and electronic banking.

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Loans & Credit Lines

Retail personal loans, trader credit, working capital, corporate loans, and bank guarantees.

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Digital Services & Cards

RuPay Debit Cards, NEFT, RTGS, IMPS instant transfer, and ECS/NACH mandate services.

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Financial Planning Tools

FD Maturity & Loan EMI Calculators

Calculate expected interest returns on Fixed Deposits or estimate monthly EMI payments on retail loans instantly.

Fixed Deposit Maturity Calculator

Quarterly Compounding
Principal ₹ 1,00,000
Estimated Gain ₹ 15,389
Total Maturity ₹ 1,15,389
Branch & ATM Network

Subhadra Branch Directory

Full addresses, phone numbers, working hours, and interactive Google Maps.

Official Regulatory & Solvency Update

Regulatory Clarifications & FAQ Portal

Addressing the cancellation of the banking licence, customer deposits safety, active loan accounts, and pending legal proceedings with complete statutory transparency.

Information Categories
Official RBI Observation
"Subhadra Local Area Bank Ltd. has enough liquidity to pay all its depositors."
— RBI Official Press Release Statement dated December 24, 2020.
Download Center

Customer Downloads & Forms

Download account opening checklists, remittance slips, debit card forms, and fee schedules.